AXA Thailand health insurance in Thailand

AXA Thailand writes cover in 3 different ways. This matters more than the headline limit: two plans with the same number can pay very differently depending on what that number applies to.

• Per confinementLimits apply to each hospital stay. A long or repeated admission can exhaust a line more than once in a year.
• Lump sum per illnessA fixed sum paid per covered illness, not a reimbursement of costs incurred.
• Annual limitOne pot for the policy year. Whatever the claim, it draws down the same annual limit.

Visa, Thailand, Regional, International. Cover areas are not interchangeable — a plan written for treatment in Thailand will not pay the same way abroad, so we never rank them together.

Anything shown as confirmed at application could not be verified against the insurer’s own documents. We would rather leave a gap than print a number we cannot defend.